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Real estate in Turkey

Whether you buy property for citizenship, a home, rental income, or long-term holding, the Turkish market demands specialist due diligence and careful negotiation. Licensed brokerage, meaning the property search, viewings and negotiation with sellers, is provided through Bosphorus Brokers, the real estate brokerage of Burak Unal's registered sole proprietorship (Ministry of Trade authorisation no. 3408704), under a written brokerage agreement. Turchina Group coordinates the rest of the path in Mandarin: market explanations, coordination of title and zoning checks by your independent Turkish lawyer, the DAB and payment steps, registration at the land registry, and introductions to property managers after handover. Turchina Group takes no developer commissions; any brokerage commission is set out in the Bosphorus Brokers agreement.

Real estate in Turkey

In short

Foreign nationals, including Chinese citizens, can buy freehold homes, commercial property and land in most of Türkiye, outside military and security zones and within the area caps (30 hectares per person, 10% of a district's private land). Title passes at the Land Registry (Tapu), usually a few weeks after the contract; transfer tax is 4% of the price and total purchase costs are roughly 6% to 8%. Viewings and negotiation are provided by the licensed brokerage Bosphorus Brokers; Turchina coordinates the process.

Facts checked 18 October 2026

Estimate every cost on top of the price, with sources →

What do we do for you?

  • ▸Project shortlisting and in-person or video viewings through Bosphorus Brokers, a licensed brokerage (Istanbul / Antalya / Bodrum and others)
  • ▸Coordination of title, encumbrance, zoning, and building-permit checks by your independent lawyer
  • ▸Price and payment-term negotiation by the licensed broker, including instalment terms
  • ▸Foreign-currency purchase certificate (DAB) and remittance planning (the Secure Payment System applies from 1 December 2026)
  • ▸Title registration, tax payment, utility connections
  • ▸Introductions to independent property managers after handover, with periodic reports

What do you end up with?

  • ▸You buy the property that fits your goals, not the one someone wants to sell
  • ▸Full transparency on price, taxes, and fees
  • ▸A holding structure that fits CBI, residency, or rental needs
  • ▸Mandarin documentation and video updates so family at home stays in the loop

Real estate in Turkey: how does it work and how long does it take?

  1. 1

    Objectives and budget framing

    Week 1

    Define the purpose (citizenship, primary residence, rental income, long-term holding), target city, and budget band. Different goals point to entirely different districts and asset types.

  2. 2

    Shortlisting and viewings

    Weeks 1–3

    Bosphorus Brokers, the licensed brokerage of Burak Unal's sole proprietorship, screens the open market and arranges in-person or video viewings under a written brokerage agreement. Turchina takes no developer commissions.

  3. 3

    Title and zoning due diligence

    Weeks 1–2

    Your independent Turkish lawyer verifies the deed state (Tapu / Kat İrtifakı / Kat Mülkiyeti), encumbrances and liens, zoning, and building permits, and reviews the purchase contract; we coordinate and explain the findings in Mandarin.

  4. 4

    Negotiation and signing

    Weeks 1–2

    The licensed broker benchmarks against real transaction prices in the same building before negotiating price and payment terms with you; paying in full at signing often leaves room for a discount. Payments go through banks.

  5. 5

    Valuation and FX compliance

    Weeks 1–2

    An SPK-licensed appraiser issues the Ekspertiz report (mandatory for CBI purchases; otherwise an optional price benchmark); the purchase funds are converted with a DAB foreign-currency certificate. As currently scheduled, from 1 December 2026 the purchase price must be paid through the Ministry of Trade's Secure Payment System.

  6. 6

    Title transfer and taxes

    1–2 days

    The Tapu transfers at the land registry with the 4 percent transfer tax and fees; for CBI purchases the 3-year non-resale annotation is registered at the same time.

  7. 7

    Post-handover management

    Ongoing

    Utility connections and handover; for rentals we introduce independent property managers and set up periodic reporting.

Who does what at each step?

Turchina Group is the advisory and project-coordination layer; the regulated formal work is performed by the independent professionals below, whom you engage directly.

Turchina Group
Market explanations, end-to-end project coordination, document and payment-step coordination, and Mandarin reporting; paid only by you, never by developers.
Bosphorus Brokers (licensed real estate brokerage)
Property search, viewings, negotiation with sellers and brokerage under a written brokerage agreement; Ministry of Trade authorisation no. 3408704, held by Burak Unal's sole proprietorship; any commission as agreed in writing, within the legal cap.
Independent Turkish lawyer
Contract review, legal title due diligence, and formal opinions on contested or complex ownership issues.
SPK-licensed appraiser
Issues the official valuation (mandatory for CBI purchases, optional otherwise), your protection against paying above market.
Land registry and notary
The land registry executes the transfer and registers any annotations; the notary certifies powers of attorney and translations.
Property management firm
Post-handover letting and day-to-day management (the fee is usually a percentage of the rent).

What are the key figures and conditions?

What foreigners can buyResidential, commercial, land (military and security zones excluded; caps of 30 ha per person and 10% of a district's private land)
TenureFreehold, no time limit
Transfer timelineUsually a few weeks from contract to registered deed
Total transaction costsRoughly 6%–8% on top of price, excluding any VAT on new-builds
Transfer tax (Tapu Harcı)4% (by law 2% buyer + 2% seller; often paid in full by the buyer)
Gross rental yieldsVaries by city, building, and long-term or short-term letting
CBI thresholdUSD 400,000 (see Citizenship by Investment)

Official references

Official websites of the relevant authorities, so you can verify the primary sources yourself.

Information on this page last reviewed: 18 October 2026. Rules and official fees can change; always check the latest official announcements.

Fees & engagement

Transparent fees · no developer or third-party commissions

Our fees are scoped to the work and complexity involved and agreed in writing before any engagement begins. We never accept developer, seller or referral commissions. Government fees, valuation, notarisation and translation are reconciled against actual receipts; the fees of any independent lawyer or accountant are agreed directly between you and them.

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FAQ

Real estate in Turkey: what clients ask

Can foreigners buy property in Turkey?

Yes. Foreign nationals, including Chinese citizens, can buy residential, commercial, or land properties almost anywhere in Turkey, with restrictions in military and special security zones. All foreign individuals are also capped at 30 hectares each nationwide and at 10 percent of the private land in any district. Ownership is freehold, with no leasehold restrictions. From signed contract to registered title deed (Tapu) usually takes a few weeks.

What are the total costs beyond the headline purchase price?

Plan for roughly 6 to 8 percent on top of the property price, excluding VAT. The main components are: title-deed transfer tax (Tapu Harcı) at 4 percent, an official valuation report (Ekspertiz), mandatory for CBI purchases and optional otherwise, sworn translator and notarisation fees, a brokerage commission where you use a licensed broker (capped by law at 4 percent plus VAT of the sale price in total, shared equally between buyer and seller unless agreed otherwise in writing), and our coordination fee. On a new-build bought from a VAT-registered developer, KDV (VAT) of 1, 10, or 20 percent may apply on top, depending on property type; first-hand sales to non-resident foreigners paid in foreign currency brought from abroad can be VAT-exempt (VAT Law Art. 13/i), and resales between private individuals carry no VAT. We provide a complete written cost breakdown before any commitment.

Should I buy in Istanbul, Antalya, or Bodrum?

It depends on your goal. Istanbul has the deepest market and the widest choice of CBI-eligible property. Antalya is the Mediterranean coast, popular for holiday use and seasonal letting. Bodrum is the high-end Aegean villa market, with fewer transactions. Prices and rental income vary and are never guaranteed; we explain the trade-offs for your objective in the initial consultation.

How do I avoid overpaying for a Turkish property?

A major risk for Chinese buyers is paying well above true market price through CBI-targeted developer projects. The safeguards are: (1) an independent valuation (Ekspertiz) by an SPK-licensed appraiser, ordered for you, never by the developer; (2) Turchina takes no developer commissions, and any brokerage commission of Bosphorus Brokers is set out in its written agreement; (3) comparing recent transaction prices for similar units in the same building; (4) negotiating, through the licensed broker, a discount for payment in full, with every payment made through banks.

What is the difference between Tapu, Kat İrtifakı, and Kat Mülkiyeti?

These are three different title-deed states. Tapu is the general Turkish term for title deed. Kat İrtifakı (construction servitude) means the building is still under construction, you own a defined share with the right to your unit when completed. Kat Mülkiyeti (condominium ownership) means the building is finished and your unit is fully registered as a freehold condominium. Both can be used for CBI applications, provided the purchase meets the Land Registry's (TKGM) citizenship rules; since 2023, shared-title shares and agricultural or unbuilt land no longer qualify. Your independent Turkish lawyer verifies the title state before every signing; we coordinate.

Can I rent out the property after buying?

Yes. Rental yields vary with the city, the building, and whether you let long-term or short-term. Since 1 January 2024 (Law 7464), short-term tourist lets (Airbnb-style) of up to 100 days need a permit from the Ministry of Culture and Tourism, and a flat in an apartment building also needs the unanimous consent of all the other unit owners; we check this before purchase. Residential rental income up to TRY 58,000 (2026 income) is tax-exempt, subject to conditions; the excess is taxed at progressive rates of 15 to 40 percent. After closing we can introduce vetted property-management firms, whose fee is usually a percentage of the rent. CBI-purchased properties cannot be sold or transferred for 3 years but can be rented out throughout that period.

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Advisory and coordination for short-term, long-term, family, student, and humanitarian residence permit applications and renewals.

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Advisory and coordination for work permit applications: Chinese employees posted to Turkey, independent entrepreneurs, and multinational executives.

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Sector research, partner introductions, and project coordination for Chinese companies and family offices making direct business investments in Turkey.

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Commercial advisory and project coordination for Chinese groups setting up, acquiring, or partnering in Turkey. Legal, tax, and financial diligence are performed by independent Turkish lawyers and chartered accountants you engage.

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End-to-end import/export support between China and Turkey: customs, bonded warehousing, EU clearance, documentation, and settlement.

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Cross-border document workflow, bilingual communication and project coordination. Where a lawyer, notary or accountant is needed, you engage an independent licensed professional directly.

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We coordinate trademark, patent, industrial-design, and copyright registrations in Turkey for Chinese clients. The filings are handled by registered Turkish trademark or patent attorneys (marka vekili / patent vekili).

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